EQC covers damage to your home caused by natural disasters like earthquakes, volcanos, tsunamis, landslips and geothermal events, as well as fire resulting from any of these. It also covers damage to your land caused by a natural disaster, storm or flood. The maximum cover through the EQC for your building is $172,500 (incl GST). Your Home or Landlord Insurance Policy will top up this amount, up to your Sum Insured, if you need more cover than this.

Damage that has occurred from 30 June 2021 will be looked after by private insurers who will assess, manage and settle all claims for natural disaster on EQC’s behalf under the National Disaster Response Model (NDRM).

For more information please visit the EQC website.