EQC covers damage to your home caused by natural disasters like earthquakes, volcanos, tsunamis, landslips and geothermal events, as well as fire resulting from any of these. It also covers damage to your land caused by a natural disaster, storm or flood. The maximum cover through the EQC for your building is $150,000 (+GST). Your Home or Landlord Insurance Policy will top up this amount, up to your Sum Insured, if you need more cover than this.
From April 2021, under the upcoming National Disaster Response Model (NDRM), private insurers will manage and settle all claims for natural disaster on EQC’s behalf.
For more information please visit the EQC website.