A like-for-like premium may be used if you made changes to your policy in the last 12 months. This means it may not always be the same as the amount you paid last year. We take any changes you’ve made throughout the last 12 months and calculate what the price would have been last year, so you can make an easy comparison.

For example, if you have changed your vehicle cover from Comprehensive to Third Party cover, we would show what your annual premium would have been last year if you had Third Party cover from the beginning of your last policy term.