Yes, your home is covered by natural disaster top-up cover if your claim is first accepted by the Earthquake Commission (EQC). Your Home Insurance premium includes an amount for natural disaster insurance, which is provided by the Earthquake Commission and is called EQCover.
If the unexpected happens and your home is damaged by a natural event, we'll top up the EQCover, to your Sum Insured limit, to ensure you can get your life back to normal as quickly as possible.