In an event other than a natural disaster, we may settle your claim using Replacement Cover. This means we'll pay for the costs of the repairs or rebuild of your home, even if it costs more than the Sum Insured.
In this section
- Will this change the cost of my home insurance?
- What happens if I don't take 'reasonable steps'?
- Why can't AA Insurance work out the Sum Insured for me?
- What do I need to do?
- Do I need to check and revise the Default Sum Insured on my renewal notice?
- How do I calculate my Sum Insured
- Why is Replacement Cover only offered to non-natural disaster events?
- Why is AA Insurance offering Replacement Cover?
- Is my Sum Insured still important?
- Will I still get Replacement Cover if I've given a low Sum Insured?
Related articles
- What 'reasonable steps' do I need to take to ensure I get Replacement Cover?
- How is my home insurance premium calculated?
- Is my home covered for earthquakes and other natural disasters?
- How can I get Replacement Cover included in my Home or Landlord policy?
- Do you cover tiny homes or relocatable homes?