In an event other than a natural disaster, we may settle your claim using Replacement Cover. This means we'll pay for the costs of the repairs or rebuild of your home, even if it costs more than the Sum Insured.
In this section
- Are my house keys covered by my home policy?
- Am I required to have my chimney swept regularly?
- How can I reduce my home insurance premium?
- Do I get a package discount if I insure my home and contents?
- I'm renovating my home, am I covered?
- Do you cover homes that are used for Airbnb or Bookabach?
- Is my home covered for earthquakes and other natural disasters?
- Do I need to tell you if my home is unoccupied?
- What's changing in home insurance premiums?
- What is reinsurance?
Related articles
- What 'reasonable steps' do I need to take to ensure I get Replacement Cover?
- How is my home insurance premium calculated?
- How can I get Replacement Cover included in my Home or Landlord policy?
- Is my home covered for earthquakes and other natural disasters?
- Do you cover tiny homes or relocatable homes?