For all policies, an easy way is to choose a higher excess in return for a lower premium. Remember, you will only need to pay your excess if you make a claim.
Car
There are a number of ways you can reduce your car insurance premium with us. If you have a Comprehensive policy you could choose to exclude benefits, such as Rental Cover or Excess-Free Glass Cover, in exchange for a lower premium.
Home and contents
You can remove optional benefits on your home and contents policy such as Excess-Free Glass Cover or $100 Excess on Eyewear.