It may sound obvious, but check with towing companies before reporting your car stolen - it may just have been towed.

If your car has been stolen, tell the police. They'll want to know the make, model, registration number, where and when you last saw it, and whether it was locked or alarmed. They'll give you a file number to use in your claim. After that, you can report your claim online or give us a call on 0800 500 216.

In straightforward cases, we wait about 10 days for the car to be recovered. If it's not recovered during that time, we'll pay you the value we agreed on when you took out your policy or last renewed, and we'll work hard to help you get back on the road as quickly as possible.