Last year’s premium rebate was based on a six-week nationwide lockdown and at this stage it remains too early to say what the impact of this lockdown will be. Our learnings from the last lockdown mean we need to consider the impact of not only the lockdown, but also post-lockdown, on our claims and costs that occur throughout the financial year. We are constantly monitoring the situation, including what we have learned about changes to driving behaviour and repair costs post-lockdowns. We’re committed to directly letting our customers know about any updates.