No - our policies don't cover any loss, cost or liability when using your vehicle for off-roading or hill climbing. We're also unable to cover you if you're driving on beaches, sand dunes, open land, rivers or river beds, or unsealed surfaces, unless your vehicle is being used on:
- a recognised boat ramp
- a legally recognised road
- an unsealed surface usually used as a car park
- an unsealed surface designed to access a building.
You can find a more detailed list of what is and isn't covered in your policy document, under the section 'What you are not covered for', under 'Your vehicle being used for certain activities'.