Insurance fraud is an illegal act in which a customer misleads their insurer to gain a benefit.

Common types of insurance fraud include:

•Making false statements to support a claim
•Claims for events/losses that didn’t happen
•Exaggerating a claim such as adding items that weren’t affected
•Making multiple claims for the same event/loss
•Making a claim for something that happened before a policy was purchased
•Non-disclosure of information that insurers require such as information about criminal convictions or declined claims