We regularly review our pricing to make sure it reflects the current cost of providing cover and supporting customers at claim time.
Even if you haven’t made a claim, your premium can still change based on a number of factors that affect all customers. These include the number and cost of claims we receive, the cost of repairs and replacement parts, and changes to reinsurance and business expenses.
Our goal is to balance these external factors while continuing to provide the cover and support you expect. This means your premium can change at renewal, even if your personal circumstances haven’t.
We know your premium is an important part of choosing who you insure with, and we want to make sure your motorhome policy continues to suit both your cover and your budget. Here are a few things to keep in mind when reviewing your policy that could help bring your premium down:
- Review and adjust your excess – Our Motorhome Insurance Policy includes flexible excess options, so you can choose an amount that suits your situation. A higher excess generally means a lower premium, and vice versa. Just keep in mind that you’ll need to pay your chosen excess if you make a claim, so make sure it’s an amount you’re comfortable with. Additional excesses may also apply in some claim situations.
- Review your cover type – We offer two motorhome insurance options designed to suit a range of needs and budgets. If you’re not sure which level of cover is right for you, our team can help you compare what each policy includes.
- Consider how you pay – You can choose to pay your premium annually or spread the cost with fortnightly or monthly direct debit payments. Paying annually works out slightly cheaper overall.
You can learn more about what influences insurance premiums here.