You don't need to specify all of your belongings on your contents policy, you just need to ensure your sum insured and adjustable event limits are enough to cover you during a claim.
Unless they are noted on your policy schedule, the maximum amount of cover for the items below, for any one event, is limited to the following:
Contents Insurance
| Category of contents | Adjustable event limit |
| Works of Art | $10,000 |
| Jewellery, including watches | $5,000 |
| Bicycles, excluding accessories | $5,000 |
| Cameras, including lenses (excluding accessories) | $5,000 |
| Business tools and professional equipment | $3,000 |
Limited Contents Insurance
| Category of contents | Adjustable event limit |
| Jewellery, including watches | $2,500 |
| Bicycles, excluding accessories | $2,500 |
| Cameras, including lenses (excluding accessories) | $2,500 |
| Business tools and professional equipment | $2,500 |
Please be assured, these event limits can be adjusted to make sure you're sufficiently covered. If you need to make changes to your event limits, please contact us.
It's important to be aware that there are some items which have fixed event limits which can't be adjusted. You can find the details of these in your policy document, under the section 'What you are covered for', under 'We limit cover for some contents'.