Yes - we can cover quad bikes, all-terrain vehicles (ATVs), dirt bikes and go carts that are only used off road. While we don't have a specific policy for these vehicles, they are automatically covered by our contents insurance policies, so long as your sum insured is sufficient to cover all of your belongings.
We do have a fixed event limit for these types of vehicles, which means that we're only able to cover them up to a certain value in an event. We've outlined this limit for you here:
- Contents Insurance: fixed event limit of $5,000
- Limited Contents: fixed event limit of $1,000
It's important to note that our Limited Contents Insurance policy doesn't cover your quad bike, ATV, dirt bike or go cart for any accidental damage.
You can find more information about how we cover you in our policy document. This information is noted under the section 'Limits on what we will pay', under 'We limit cover for some contents'.