Is carpet covered under my home insurance policy or my contents insurance policy?

Your carpets and any fixed floor coverings are covered under your home policy. You can find more details of what is and isn't covered under your home policy in our policy document, under the section 'What you are covered for', under the heading 'Your home includes'.

Any of your rugs, mats or unfixed floor coverings are covered under your contents policy. You can find more details of what is and isn't covered under your contents policy in our policy document, under the section 'What you are covered for', under the heading 'Your contents includes'.