Some items covered under our contents insurance policies have fixed event limits, which means that there is a set limit of how much we will pay for these items in any one event. These limits are fixed and can’t be changed. Fixed event limits vary depending on what type of contents cover you have with us.
Contents Insurance Policy
| Category of contents | Fixed event limit |
| Drones, including their parts and accessories | $5,000 |
| Children’s motorcycles and trikes that are used only off road | $5,000 |
| Quad bikes, all-terrain vehicles, dirt bikes and go-carts that are only used off road | $5,000 |
| Unset precious or semi-precious gemstones or bullion | $1,000 |
| Cash, negotiable securities or vouchers | $500 |
Limited Contents Insurance Policy
| Category of contents | Fixed event limit |
| Works of art | $2,500 |
| Drones, including their parts and accessories | $1,000 |
| Children’s motorcycles and trikes that are used only off road | $1,000 |
| Quad bikes, all-terrain vehicles, dirt bikes and go-carts that are only used off road | $1,000 |
| Unset precious or semi-precious gemstones or bullion | $1,000 |
| Cash, negotiable securities or vouchers | $500 |
If you need cover beyond the limits outlined above, it’s best to contact a specialised insurer who may be able to assist you.
You can find the full details of what you’re covered for in your policy document, under the section 'Limits on what we will pay'.