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Home Insurance

  • Why can't we calculate your rebuild cost for you?
  • Can I insure my sleepout?
  • I’m re-roofing my home, is this covered under my home policy?
  • Are my house keys covered by my home policy?
  • Am I required to have my chimney swept regularly?
  • How can I reduce my home/landlord insurance premium?
  • Do you cover homes that are used for Airbnb or Bookabach?
  • Is my home covered for earthquakes and other natural hazards?
  • Do I need to tell you if my home is unoccupied?
  • What is risk-based pricing?
  • What if I don't want my home to be insured for earthquake damages?
  • How is my home insurance premium calculated?
  • What does replacement cover mean for my home?
  • What reasonable steps do I need to take to ensure I get replacement cover on my home insurance?
  • Do you cover tiny homes or relocatable homes?
  • How can I get replacement cover included in my Home or Landlord policy?
  • What is the NHC?
  • How can I find out how much to insure my home for?
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