In most cases, we’re unable to adjust premium based on mitigation steps taken to reduce the damage from a natural hazard event. Our approach to pricing is commercially sensitive, but there are several data points we can take into account when calculating premium. These include third-party data to help estimate the probability and impact of natural hazard events.
In this section
- Why has AA Insurance stopped offering new home insurance policies in some areas?
- I’ve invested heavily to make my property more resilient to storms and/or flooding, will my home insurance premium be adjusted to account for this?
- I’ve never had a flood or earthquake, why are you charging me for it?
- Why is my neighbour’s home insurance premium less than mine?
- Where can I find information about the natural hazard risk associated with my home?
- Does my policy cover off-grid power sources?
- Does my home policy cover me for damage caused by pests?
- Does my policy cover landscaping costs?
- Can I include excess-free glass cover on my policy?
- Can I insure a multi-unit dwelling?