Your Home or Landlord Insurance premium includes a Natural Hazards Insurance levy (NHI levy) which we collect on behalf of the Government. This levy is passed on to the Natural Hazards Commission Toka Tū Ake (NHC), and gives you Natural Hazards Cover (NHCover).
The exact amount you pay for your NHI levy can be found in your policy schedule. More information on what other components make up your premium can be found here.