The sum insured on our home and landlord policies automatically appreciates each year at renewal, to account for increases to building materials, repair and labour costs. This means that your sum insured will increase slightly, even if you don't contact us to make any changes to your policy.
While your policy will include an adjustment for inflation, it won't include any changes, additions or omissions to your property, such as adding a car port, or removing a fence. It's important that you take the time to review your sum insured, and contact us if you need to make any changes to your policy.