Small Business Insurance
- Do you offer business or commercial insurance?
- What happens if I miss a premium payment?
- Can I change my policy coverage?
- How can I reduce my premiums?
- What information will I need to start my claim?
- What if I change my mind after buying a policy?
- Where can I find the full details of my policy?
- If there is a power cut and I need to move my frozen stock, can I make a claim for this cost?
- Is the breakdown of my refrigeration machinery covered under Deterioration of Stock insurance?
- Am I covered if I am unable to operate my business due to my refrigeration unit breaking down?
- Is the stock in my refrigeration unit covered?
- If I hire someone on a casual basis and they steal from me, am I still covered?
- Are my motor vehicles covered if they are stolen or damanged by an employee?
- Is Natural Disaster covered?
- Are my motor vehicles covered?
- Do I have to claim straight away
- Do I need my own insurance cover when ACC covers employee injuries?
- Do you cover legal liability which has not been caused by an employee's injury?
- If my employee breaches an Act while working for me, am I still covered?
- Does Statutory Liability insurance cover my liability if I damage someone else's property?
- What if my personal contents policy covers my portable contents?
- Does Portable Contents and Stock insurance cover my chilled or frozen stock?
- Does Portable Contents and Stock include cover if my business can't operate due to my possessions and stock being damaged?
- What if my personal contents policy covers my business contents?
- Does Business Contents and Stock include cover for loss of business income if my business can't operate due to my items being damaged?
- Does Business Contents and Stock insurance cover my chilled or frozen stock?
- Does Commercial Vehicle insurance cover an employee's injury if they are injured while driving a company vehicle?
- Who is covered to drive my business vehicle?
- If my employee is accidentally injured while working, are they covered?
- Does Public and Products Liability cover my liability if I have an accident while driving a company car?