Anyone who is listed under the 'About the drivers' section of your policy schedule is covered to drive your car, so long as they meet your policy conditions. Any drivers who use your car should be added to your policy, so that we can ensure you know they're covered should you need to make a claim. You can add a driver to your policy through My AA Insurance or by contacting us.
Any drivers who aren't listed on your policy may also be covered by our open driver policy. This means that any licenced driver who has your permission to drive your car will be automatically covered, provided they comply with our policy conditions and any applicable licence conditions they may have. For example, drivers must not have had any unacceptable driving or criminal convictions or any unacceptable declined claims.
Please note, if your policy renewed before 21/10/2025, you may have special terms which apply for some drivers. These can be found on your policy schedule.
Please see your policy document for more information on all policy conditions that you and your drivers must comply with.
It’s important to note that excesses relating to age and driving experience may apply to you and your drivers. Please see your policy schedule for excesses that may apply in certain circumstances.
If you'd like more information or want to discuss this further, please get in touch.