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Car Insurance

  • Why am I paying a Fire and Emergency New Zealand levy if my third-party policy doesn’t cover fire damage?
  • Does my car insurance policy cover me while I'm off-roading?
  • Does my policy cover me if I’m using my vehicle during a track day or if I'm racing?
  • Is my insurance cheaper if my car has an alarm, dash cam or GPS tracker?
  • Am I covered for fuel contamination and what should I do if I use the wrong fuel in my vehicle?
  • Is my trailer covered under my car insurance?
  • Do I need to disclose speeding fines/tickets when setting up my policy or updating my details?
  • Do you cover electric and hybrid vehicles?
  • Do I need to get a pre-purchase inspection for my new car before I can get insurance?
  • Can I insure a vehicle I'm borrowing?
  • Am I able to insure a vehicle that I'm renting?
  • Am I able to insure a flood damaged vehicle, which has now been repaired?
  • What are car modifications?
  • How do I add optional benefits to my car policy?
  • How do I upgrade from Third Party Insurance to Third Party, Fire & Theft Insurance or Comprehensive Insurance?
  • My car has an automatic transmission, why can I only find a manual transmission model when setting up my policy online?
  • Why can't I find the right variant for my car while getting an online quote?
  • Do you cover my car if I use it for food delivery?
  • Who is covered to drive my classic vehicle?
  • Does my vehicle have to be registered as a classic to get Classic Vehicle Insurance policy?
  • Are my car keys covered under my car policy?
  • Am I covered to drive if I have a medical condition, or recently had surgery?
  • How do I add a driver to my car policy?
  • Who is covered to drive my car?
  • Do you cover my car if I use it for Uber?
  • Do you offer a Lifetime Repair Guarantee on vehicle repairs?
  • Why does my agreed value change at renewal time?
  • What does agreed value mean?
  • How can I reduce my car insurance premium?
  • Can I include rental cover on my car policy?
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