You can choose to include extended landlord cover as an optional benefit on your landlord insurance policy with us, for an additional premium each year. You can find out more about how we cover you under our landlord policy here.
Adding this optional benefit to your policy means you'll have additional protection that's tailored to your home while it's tenanted.
- If your tenant or their guest deliberately damages or steals from your property, we will cover the damage or loss up to $20,000 for one event.
- We'll cover up to eight weeks loss of rent if you need to evict your tenants for failure to pay rent or if they cause intentional / malicious damage, or if they leave without giving you the required notice.
- If you find your tenants have been using or manufacturing methamphetamine, we’ll pay up to $30,000 for decontamination and repair, including reimbursing you for the cost of discovering the contamination.
You can find the full details of this optional benefit and the conditions of cover in our policy document under the heading 'Optional benefits - cover you may have chosen', under 'Extended landlord cover'. The excess noted on your policy schedule will apply in the event of a claim.
If you'd like to add this benefit to your policy, please get in touch.