This depends on the type of damage and the cover you have.
If your tenants accidentally damage your rental home and we accept your claim, then we'll cover you up to the sum insured amount listed on your policy schedule.
If your tenant or their guest deliberately damages or steals from your property and you have our optional extended landlord cover, we'll cover the damage or loss up to $20,000.
Plus, with this optional extra, if you find your tenants have been using or manufacturing methamphetamine in your rental home, we’ll pay up to $30,000 for decontamination and repair, including reimbursing you for the cost of discovering the contamination.
Please be aware this cover only applies if you have a current tenancy agreement in place at the time of the event. Please see your policy document for full limitations and exclusions.