There's a few things you should do if you find your car damaged.
- Look for witnesses. Not only other riders/drivers but the person collecting trolleys at the supermarket, or even the busker outside the mall. If you’ve witnessed someone else damaging a parked car, or other property, do your bit and pass on any information you have to the innocent party.
- Talk to your insurer. If you know who caused the damage, your insurer will contact them or their insurer to manage the claim. If you don’t know, then you’ll need to claim on your own insurance and pay an excess. Or if the damage is minor, cover the repair bill yourself.
It’s worth knowing that whether you find the person responsible for the damage to your car or not, if you have a Comprehensive Car Insurance policy with us, your repairs will be covered.