If silt has been deposited on the land around your home, Natural Hazards Cover (NHCover) may cover the cost incurred to clean up and remove the debris from under and up to 8m away your home. In addition to this, if the main accessway to your home has had silt deposited onto it, NHCover may cover the cost incurred to clean up and remove the debris from that accessway up to 60m away from the home. Cover from the Natural Hazards Commission Toka Tū Ake (NHC)* is limited to the value of the damaged land.
If silt has entered your home and damaged your home and/or contents, any repair or replacement will be covered by your home and/or contents insurance policy.